A low-income family is defined as a household whose income does not exceed 80 percent of the median income for their area. This determination is made by the Secretary of Housing and Urban Development, who may adjust the income thresholds based on family size and other factors. The Secretary can also set different income limits based on local construction costs or varying family income levels.
The term "low-income family" is commonly used in housing assistance programs and social services. It is particularly relevant in areas such as:
Users can often manage related processes using legal forms and templates provided by services like US Legal Forms.
Here are a couple of examples of abatement:
Example 1: A family of four living in a city where the median income is $60,000 would qualify as low-income if their annual income is $48,000 or less (80 percent of $60,000).
Example 2: A single-parent household with one child may have a different income threshold based on local adjustments, potentially allowing for a higher income limit to qualify as low-income (hypothetical example).
The primary statute defining low-income families is found in 25 USCS § 4103 (14), which outlines the criteria for determining income limits for housing assistance programs. Other relevant laws may include local housing authority regulations and state welfare laws.
| State | Income Threshold for Low-Income Family |
|---|---|
| California | Varies by county; generally aligns with federal guidelines. |
| Texas | Varies by city; often lower than federal limits due to lower median incomes. |
| New York | Higher thresholds in urban areas compared to rural areas. |
This is not a complete list. State laws vary and users should consult local rules for specific guidance.
| Term | Definition |
|---|---|
| Very low-income family | A family whose income is at or below 50 percent of the median income for their area. |
| Moderate-income family | A family whose income is between 80 and 120 percent of the median income for their area. |
If you believe you qualify as a low-income family, consider the following steps:
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The limit is generally set at 80 percent of the median income for your area, but it can vary based on family size and local conditions.