Understanding Foreign Service Normal Cost: Definition and Importance

Definition & Meaning

The term foreign service normal cost refers to the percentage of payroll that must be contributed to the Foreign Service Retirement and Disability Fund. This amount is determined using standard actuarial practices based on the entry-age method. The normal cost is adjusted by subtracting the value of retirement benefits earned through other government retirement systems and the costs associated with credit for military or naval service.

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Real-world examples

Here are a couple of examples of abatement:

For instance, if a Foreign Service employee earns a salary of $80,000 and the foreign service normal cost is determined to be 12 percent, the employee's agency would need to contribute $9,600 to the retirement fund for that year.

(hypothetical example) If another employee has previously earned retirement benefits under a different government system, that amount would be deducted from the total normal cost calculation.

Comparison with related terms

Term Definition Difference
Normal Cost The standard cost for pension benefits based on actuarial calculations. Foreign service normal cost specifically applies to Foreign Service employees.
Pension Benefit Payments made to retirees from a pension fund. Normal cost is the contribution rate, while pension benefits are the payments received.

What to do if this term applies to you

If you are a Foreign Service employee or considering a career in the Foreign Service, it's important to understand how your retirement contributions are calculated. You may want to review your retirement plan and consider using US Legal Forms to access templates for any necessary paperwork. If your situation is complex, consulting a legal professional may be beneficial.

Quick facts

Attribute Details
Typical Contribution Rate Varies based on salary and actuarial calculations.
Jurisdiction Federal government employees within the Foreign Service.
Potential Benefits Retirement benefits, disability benefits, and survivor benefits.

Key takeaways

Frequently asked questions

It is the percentage of payroll required to fund retirement benefits for Foreign Service employees.