Factor's Lien: A Comprehensive Guide to Its Legal Definition and Applications

Definition & Meaning

A factor's lien is a legal claim that allows a factor, or an agent who sells goods on behalf of a principal, to retain possession of the principal's property until they receive full payment for their services. This lien applies to various aspects of the principal's property, including:

  • The goods in the factor's possession
  • The proceeds from those goods
  • Securities taken for payment
  • General accounts of the principal
  • Any debts related to the agency
  • Interest on subsequent advances

However, a factor's lien does not cover debts that are unrelated to the agency agreement.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: A clothing manufacturer hires a factor to sell its products. The factor retains the unsold clothing in their possession until the manufacturer pays for the marketing and sales expenses incurred.

Example 2: A furniture store consigns items to a factor. If the factor sells the furniture but the store has not paid for previous advances, the factor can keep the proceeds from the sale until the debt is settled. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Factor's Lien Regulations
California Factors must provide written notice of the lien to the principal.
New York Factors can enforce the lien through legal proceedings if necessary.
Texas Specific requirements for documentation and notice are mandated.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Difference
Security Interest A legal claim on collateral that secures a loan. Factor's lien is specific to goods in possession, while a security interest can apply to a broader range of assets.
Mechanic's Lien A claim against property for unpaid work or materials. Mechanic's liens pertain to construction and repair, while factor's liens relate to goods sold on consignment.

What to do if this term applies to you

If you are a factor or a principal dealing with a factor's lien, consider the following steps:

  • Review your agency agreement to understand your rights and obligations.
  • Ensure all documentation regarding the lien is clear and properly filed.
  • If disputes arise, consider using US Legal Forms for templates to address the issue legally.
  • Consult a legal professional if the situation becomes complex or contentious.

Quick facts

  • Typical Fees: Varies based on the agreement.
  • Jurisdiction: Governed by state law.
  • Possible Penalties: Legal action for non-compliance with lien regulations.

Key takeaways

Frequently asked questions

A factor's lien is a legal claim that allows a factor to retain possession of goods until payment is received from the principal.