Understanding Economically Disadvantaged Women-Owned Small Business [EDWOSB]: Definition and Benefits

Definition & Meaning

An economically disadvantaged women-owned small business (EDWOSB) is a business that is at least 51 percent owned and controlled by one or more women who are U.S. citizens and meet specific economic criteria. A woman is considered economically disadvantaged if her personal net worth is less than $750,000, her average adjusted gross income over the past three years does not exceed $350,000, and the total fair market value of all her assets, including her primary residence and business, is below $6 million. EDWOSBs qualify for the Women-Owned Small Business (WOSB) Program, which allows for certain government contracting opportunities specifically for women-owned businesses.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A woman owns a bakery that she started with her savings. She meets all the financial criteria, including a net worth of $500,000 and an average income of $200,000 over the last three years. She qualifies as an EDWOSB and can apply for government contracts aimed at women-owned businesses.

Example 2: A woman operates a consulting firm with a net worth of $600,000 and assets valued at $5 million. She is eligible for EDWOSB certification, allowing her to compete for specific contracts set aside for economically disadvantaged women.

State-by-state differences

Examples of state differences (not exhaustive):

State Specific Requirements
California Additional local certification may be required.
Texas State-specific programs may offer additional benefits.
New York Local government contracts may have different thresholds.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Women-Owned Small Business (WOSB) A business at least 51 percent owned by women. EDWOSB has additional economic criteria.
Small Business A business that meets the Small Business Administration's size standards. EDWOSB is specifically for women and includes economic disadvantage criteria.

What to do if this term applies to you

If you believe you qualify as an EDWOSB, start by assessing your financial situation against the criteria outlined above. Gather necessary documentation, including financial statements and tax returns. You can apply for EDWOSB certification through the Small Business Administration or relevant local authorities. Consider using US Legal Forms for templates that can assist in the application process. If your situation is complex, it may be beneficial to consult with a legal professional for tailored advice.

Quick facts

  • Ownership: At least 51% by women
  • Net Worth Limit: Less than $750,000
  • Income Limit: Average of $350,000 over three years
  • Asset Limit: Fair market value not exceeding $6 million
  • Eligibility: Must be a U.S. citizen

Key takeaways

Frequently asked questions

Certification allows access to federal contracts specifically set aside for women-owned businesses, which can increase business opportunities.