Cumulative Dividend: A Comprehensive Guide to Its Legal Definition

Definition & Meaning

A cumulative dividend is a type of dividend that is owed on preferred shares of a company. This dividend must be fully paid to preferred shareholders before any dividends can be distributed to common shareholders. If the company does not have sufficient earnings to pay the dividend when it is due, the unpaid amount accumulates. This means that the company is obligated to pay the cumulative dividends in the future, as specified in its contract, charter, or bylaws.

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Real-world examples

Here are a couple of examples of abatement:

(Hypothetical example) A company issues preferred shares with a cumulative dividend of five percent. In the first year, the company does not have enough earnings to pay the dividend. In the second year, the company earns sufficient profits and must pay the accumulated dividend from the previous year, in addition to the current year's dividend.

Comparison with related terms

Term Definition Key Differences
Cumulative Dividend A dividend that accumulates if not paid when due. Must be paid before common dividends; accumulates over time if unpaid.
Non-Cumulative Dividend A dividend that does not accumulate if not paid. Unpaid dividends are lost; shareholders do not have a right to future payments.
Preferred Dividend A dividend paid to preferred shareholders before common shareholders. May or may not be cumulative; refers to the class of stock rather than the payment structure.

What to do if this term applies to you

If you are a preferred shareholder and believe you are owed cumulative dividends, review the company's charter and bylaws to understand your rights. You may also want to consult with a financial advisor or legal professional to explore your options. For those looking to manage similar issues, US Legal Forms offers ready-to-use legal templates that can help you navigate the process effectively.

Quick facts

  • Type: Preferred stock dividend
  • Payment Priority: Must be paid before common stock dividends
  • Accumulation: Yes, if not paid when due
  • Legal Documentation: Governed by company charter and bylaws

Key takeaways

Frequently asked questions

The unpaid dividends accumulate and must be paid in the future when the company has sufficient earnings.

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