Trusts

I live in Ca. My home is split in a revocable trust(mine) and a bypass trust(my deceased wife). I want to refinance the home. Do I need to specify anything special with the mortgage company? Do the mortgage paperwork need to be identified as held in trust or can I have it in my name only?

I would like to establish a type of trust appointing my (2)18 year old childrenand have my property deed changed into that trust name. My objective is protect my assets from being seized by any judgments for compensatory damages, medical bills, etc. from a third party. Would it be a statutory trust I need that I can file on my own without the assistance of an attorney?

Our father's will stipulated that funds from a trust account were to be dispersed 50/50 to my brother and myself when the beneficiary is deceased. If my brother or myself are deceased before the trust beneficiary the entire proceeds go to the surviving heir. We have mutually agreed to sharing the proceeds 50/50 even if one of us dies before the other so that our heirs can inherit our share if we are deceased. I need a form to reflect this, or can it just be put in letter form signed mutually.

our will is outdated. we sold all properties that was in the will and bought an annuity. this will have to be paid out in three years. how can we put this money in a trust for our children. we have four and only want it in one daughter's name to handle the distribution at our death.

I'd like to open a special needs trust fund for my brain-injured son who is an adult and has just been granted social security benefits. He received $30,000 in back SSI payments. Going forward, his monthly payments will be SSDI. Even though it's my understanding that SSI money cannot be seized for child support, he was concerned that it would be and so we opened a savings account in my name for the money. My question is, would the Special Needs Trust be a good vehicle for him (with me as the trustee) and will I have to pay income tax on the money if it's in an irrevocable trust?