Debts and Credit

I am trying to settle a credit card debt with a law office. I agreed to pay a down payment and then monthly payments until the debt is over 11,00.00 is paid. In return they agreed to stop the interest accruing at the rate of 18%. I received the papers in the mail to agree but they sent me two types of papers. One states our agreement that if I pay the down payment (which I did) and make all the payments on time and provide them with my employment information then all future interest charges will be waived. The other papers are the stipulation to judgement. And states that interest accrues on the Balance at the rate of 18.000% until paid, and interest accrues on costs and fees at the rate of 10.000% and the defendant agrees that judgement may be recorded against property owned or acquired until judgement is paid in full. In my conversation with them they never said anything about this. I was told the two different papers were due to the fact that they have to record the judgement this way. But I'm concerned they will not disregard the interest if I sign the Stipulation as this is the binding agreement. Also the answer I got about recording the debt against my property was they didn't tell me that because I should have known that. Should I Sign the stipulation or have an attorney look at it?

Can credit card debts for an LLC that are charged off, can the credit card companies come after you personally 2 or 3 years after charged off? I have no liens or judgments on any of my credit reports. I never bankrupted! Any monies or assets sometime in the future from a will in danger of being attached.

How does a 2004 signed and authorized Quit Claim Deed and situation of Joint Tenancy with full rights of survivor ship have on the debts of one of the joint tenants if they die? Are the surviving joint tenants responsible for that parties non mortgage debts?

My only source of income is social security and a pension. They total $1746 a month. I have no bank account.I lost my home to foreclosure about 6 years ago.I have no stocks, or assets of any kind. Credit card company turned my charged off account over to a legal firm that is one big collection agency. I told them of my situation, and they are going to file suit anyway. Can the garnish any of my income?Why would they do this....I have nothing?

I need to file and answer to the court for a writ of sequestration on a motorcycle the finance company believes I have in my possession that belongs to my brother. What form do I need to purchase to answer to the citation?