Debts and Credit
Who is responsible for credit card bills after a breakup?
If you are dating someone and there are credit cards involved with the relationship and the two people breakup,who is liable for the credit card bills if the cards are only in one name?
Can a debt collector report me to credit bureaus without a contract?
If I don't have a contractual agreement with a debt collection company,representing an original creditor, and I inform them that I don't want to do business with them, do they then have a legal right to report me to the credit bureaus? I want to deal directly with the original creditor.
Am I still responsible for a charged-off credit card debt?
If an old credit card bill has been charged off as a bad debt and is coming off my credit report soon am I still responsible for the full amount? As a charge off have they collected some money back from their insurance? I am not trying to get out of paying my debt I have little income and want to take care of what I can.
Am I responsible for my spouse's unpaid medical bills from before our marriage?
If my spouse had unpaid medical bills from well before we met or married, can I now be held responsible and can my wages be garnished?
Do I need to go to court for an old credit card debt?
I recently received a summons for a court date for an old credit card debt, a 5 year old credit card debt that is. I was doing some research and found something called the Statute of Limitations saying that if the debt is more than 4 years old, they do not have the right to collect. Is this true? Should I have to go to court anyway to tell this to the judge or is it not going to matter if I go to court or not? I just don't want to waste my time going if it's not going to affect me in any way.