Debts and Credit

The first line of a guaranty promissory note it states.'IN CONSIDERATION of and in order to induce ________ to enter into those certain Promissory note, copies of which are attached hereto and made a part hereof for all purposes. WHAT GOES IN THE FIRST BLANK?

My mother was in a nursing home in GA. My sister and I were both her responsible parties. My sister was her power of attorney, I never handled any of her funds only my sister had access to them. She misused my mothers funds and ended up oweing the nursing home around $5000.00 she agreed to pay the nursing home owner the money owed, meanwhile I took over as sole responsible party but not power of attorney. She still owes the owner $2100.00 because my mother died last year, and she stopped paying her debt. The owner is now suing me for the money. I do not owe her this money but she says because I was the last responsible party before she died and that I am now liable? Can she do this?

A contractor agrees to provide self funding for a project that will cost the homeowner $20,000 with a $7,000 deposit. The builder will finance, out of his pocket, the remaining $13,000 over a period of 6 years. What protection can the builder have that the homeowner will not sell the house and skip town without paying the balance due? A lien in Pennsylvania must be executed upon within two years. If the homeowner is making the payments agreed upon, then the builder has no reason to execute on the lien. That doesn't appear to be the answer. If there were a confession of judgment in the construction agreement would that protect the builder? Please help. We have a service we will be selling to builders that may also need a law firm to represent them.

I plan on starting an LLC for my online business where it will sell some products and advertising spots. I also plan on loaning money to small mexican businesses and individuals. Do I need any special license or legal forms to do that?

If I marry someone with a bad credit rating, can I keep my current credit score and not have any of his creditors coming after me? I read that my property can be protected but nothing about creditors.