Debts and Credit

My father passed away in January 2010. My mother is still living. My brothers and I have discovered that my mother and father have defaulted on credit card and medical debt obligations. My mother's only income is social security. My brothers and I pay for her current living expenses not covered by social security. Bottom line: My mother has no money to pay her old obligations. Today she was summoned and required to answer a complaint on one of the outstanding credit card debts. We suspect more legal action will be taken on other outstanding debts. My brothers and I need direction on how to proceed with my mother's creditors. We brothers will not pay off these obligations (we did not incur them and did not even know of them until after my father's passing). As mentioned above, my mother does not have the ability to pay. QUESTION: WHAT OPTIONS DOES MY MOTHER HAVING IN RESPONDING TO THE SUMMONS AND TO OTHER CREDITORS AND WHAT DO YOU RECOMMEND GIVEN THE FACT PATTER ABOVE?

Should I co-sign a loan with my husband, for a 80k loan with my father-in-law? My husband and father-in-law want to use 'Island Property' which is owned solely by me (not with my husband) and is also reflected in the Legal Title of Ownership (in my name only)?#1 - The lender, is my father-in-law's Trust, and it is a family 'understanding' that the gift of $80,000 would be deducted from the bequest to my husband.#2 - How can it be guaranteed that the 80k amount will be adjusted? 3# - But most importantly, since I do not have anything to do with any inheritance from my father-in-law, would it not be best that my husband and I have some legal documents (post nuptial agreements) that will address this concern?

My wife has received a letter from a law firm representing FIA Card Services demanding payment on an old account - more than 8 years old, that we do not reconinze. What do we do?

I went into a situation to move in with another woman so we could help each other survive financially. Both of our names are on a camping trailer we lived in and now both of our names are on a Mobile Home, (yr. 67), we still owe a private mortgage on. The other woman moved out last July and I have struggled to pay and keep up the Mobile home so I did not lose a place to live, I do not have enough to go anywhere. Now the other woman has filed Bankruptcy and claims that they are taking the property.She left to have another woman take care of her, I am not gay and we had a verbal agreement/ I am not against anyone's beliefs I just need to protect myself and not loss everything. When she left she said we would sell the property when it was right, I have payed everything and the payments on the home are ended this July.

Can a company in Virginia charge 300% on a loan that involves holding the title of a person's car as collateral?