Full question:
I was divorced 2 and a half years ago. In the divorce decree we were both responsible to pay half of any bad debt, or debt we owed together. I have paid my half, but because he has not paid his it is showing up on my credit report. How do I get it off my credit report? Because he has not paid it is stopping me from being able to get a home loan, what do I do?
- Category: Debts and Credit
- Date:
- State: Idaho
Answer:
A divorce decree does not change your obligations to creditors. You remain responsible for joint debts incurred during your marriage, regardless of what the decree states. This means you must ensure that any joint debts are paid, even if your ex-spouse was ordered to pay them. To address the debt affecting your credit report, you should negotiate repayment with the creditors involved. If your ex-spouse fails to pay, it could continue to impact your credit and your ability to secure a home loan. For assistance, consider seeking legal advice or exploring options for debt resolution. Users can search for state-specific legal templates at .This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.
