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How does my mother submit an executrix of estate to the insurance company?

How does my mother submit an executrix of estate to the insurance company?

Q: What happens if the named insured on an insurance policy dies?

If the named insured on an insurance policy dies, the policy may still provide coverage for a limited time. The insurance company should be notified of the death to determine how to proceed. Generally, the estate may need to handle any claims or policy changes, and the beneficiaries may need to be involved in the process.

Full question:

My father recently passed and my mother's car is titled in his name. The car was recently in an accident which the insurance company totaled out. They will not pay her out until she submits an executrix of estate. How can I handle this matter without involving an attorney and what form should I use?

Category: Damages
Date: 04/07/2025
State: Pennsylvania

Answer:

Under Pennsylvania statute, where as estate is valued at less than $25,000, an interested party may petition the court and the court may, in its discretion, with or without appraisement, and with such notice as the court shall direct, and whether or not letters have been issued or a will probated, may direct distribution of the property.

See Form ID 10805; Control No. PA-ET20; Title: Summary Administration Package - Under 25,000 - Small Estates

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

When someone dies, is their car insurance still valid?

In most cases, a deceased person's car insurance policy remains valid for a limited time after their death. The insurance company may cover claims for accidents that occur during this period. However, the policy typically cannot be renewed or transferred without going through the estate process. It's important to notify the insurance company about the policyholder's death to discuss the next steps and ensure coverage continues appropriately.

What happens if the named insured on an insurance policy dies?

What are the rules for totaled cars in Wisconsin?

In Wisconsin, if a car is deemed totaled, the insurance company will assess its value and may offer a payout based on that valuation. If the car is titled in the deceased's name, the estate may need to handle the claim. The executor or personal representative should communicate with the insurance company to facilitate the process and ensure proper distribution of any proceeds.

What happens when someone else's insurance totals your car?

If someone else's insurance totals your car, you can file a claim with their insurance company. They will assess the damage and determine the payout based on the car's value. If the other driver is at fault, their insurance should cover your losses, including the car's value and possibly other damages. It's advisable to document the accident and communicate with both insurance companies.

When a parent dies, who gets the car?

When a parent dies, the ownership of the car typically transfers according to their will or state intestacy laws if there is no will. If the car is titled solely in the deceased parent's name, the executor of the estate will manage its distribution. If the estate is small enough, there may be simplified procedures to transfer the title without formal probate.

What if your car is totaled and it's not your fault?

If your car is totaled and it's not your fault, you can file a claim with the at-fault driver's insurance company. They should cover the costs associated with the loss, including the car's value. If the other driver is uninsured or underinsured, you may need to rely on your own insurance policy, particularly if you have comprehensive or collision coverage.