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Is a store or company responsible for their employee's criminal action toward me if it happens while they're on duty? This is...

Is a store or company responsible for their employee's criminal action toward me if it happens while they're on duty? This is...

Q: Are you liable if your identity is stolen?

Generally, you are not personally liable for unauthorized transactions made by an identity thief. However, if you do not report the theft quickly, you may be held responsible for certain charges. It's important to take immediate action to protect yourself and limit your liability.

Q: What is not covered under identity theft?

Not all losses are covered under identity theft policies. For example, losses from non-financial fraud, such as emotional distress or reputational harm, may not be covered. Additionally, losses resulting from your own negligence, such as failing to secure personal information, might also be excluded.

Q: What are the 3 actions someone must take if their identity is stolen?

If your identity is stolen, first, report the theft to the Federal Trade Commission (FTC) at IdentityTheft.gov. Second, contact your financial institutions to freeze or close accounts. Third, file a police report to document the crime and help resolve any fraudulent charges.

Q: What are the consequences of having your identity stolen?

Consequences of identity theft can include financial loss, damage to your credit score, and the time-consuming process of restoring your identity. Victims may face legal issues if the thief commits crimes using their identity, leading to additional stress and complications.

Q: What is an example of employment identity theft?

Employment identity theft occurs when someone uses another person's personal information to gain employment. For instance, a thief might use your Social Security number to apply for a job, potentially leading to tax issues and complications with your employment records.

Full question:

Is a store or company responsible for their employee's criminal action toward me if it happens while they're on duty? This is referring to idenity thief.

Category: Employment
Date: 04/07/2025
State: Oklahoma

Answer:

Employers are generally only liable for acts of employees that fall within the scope of their job duties. However, there is case law which allows a victim to sue employers directly for their failure to monitor their employees, or failing to check them out before hiring them, or for failing to fire them after learning of their questionable conduct.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

What are you liable for if your identity is stolen?

If your identity is stolen, you may be liable for any debts or charges incurred by the thief if you fail to report the theft promptly. Additionally, you could face legal issues if the thief commits crimes using your identity. It's crucial to report identity theft to the authorities and your financial institutions to minimize potential liability.