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Are three estimates required for car damage after an accident?

Are three estimates required for car damage after an accident?

Q: Does it cost money to get a quote on a car repair?

Generally, most auto repair shops offer free quotes for car repairs. However, some specialized services may charge for detailed assessments. It's advisable to ask about any potential fees before requesting a quote to avoid surprises.

Q: How is collision coverage calculated?

Collision coverage is typically calculated based on the actual cash value (ACV) of your vehicle, minus any deductible you choose. Factors such as the make, model, age, and condition of your car, as well as your driving history, can also influence your premium rates.

Q: Should you get multiple quotes for car repair?

Yes, it is advisable to get multiple quotes for car repairs. This helps ensure you receive a fair estimate and can compare the quality of service offered by different shops. Some states even have laws encouraging obtaining multiple estimates to support claims with insurance companies.

Q: What happens after insurance gives you an estimate?

Once the insurance company provides an estimate, you can review it and decide on a repair shop. You may choose to negotiate the estimate if you believe it is insufficient. After repairs are completed, the insurance company typically pays the shop directly or reimburses you based on the agreed terms.

Full question:

What is the required law on getting estimates on a car that was hit. Are they required to give the other person 3 estimates? Are they obligated to pay the lowest of the 3?

Category: Damages
Date: 04/07/2025
State: Georgia

Answer:

The number of estimates needed typically depends on the practices of the insurance company, which can vary. Insurance estimates must be reasonable and should reflect the expected cost to satisfactorily repair the vehicle damage. You have the right to receive a list of repair shops that can complete the repairs at the estimated price.

Some states have considered laws to protect the insured. For example, one proposed bill would have allowed the insured to obtain three estimates from licensed auto body repair shops of their choice. The average of these estimates would create a 'rebuttable presumption' in court that this average is 'reasonable.'

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Do you have to pay to get an estimate on car damage?

Typically, you should not have to pay for an estimate on car damage. Most auto body shops provide free estimates as a way to attract customers. However, if you seek an estimate from a specialized service or if the shop has a policy of charging for estimates, you may incur a fee. Always confirm the shop's policy before proceeding.

How do collision estimates work?

Collision estimates are assessments provided by auto repair shops detailing the expected costs to repair vehicle damage after an accident. The shop inspects the vehicle and outlines necessary repairs and associated costs. Insurance companies may also conduct their own estimates, which can influence the amount they are willing to pay for repairs.