How can I remove my ex-fiancé's name from our car title and loan?

Full question:

An unmarried couple (engaged), living together, purchased a vehicle with both names on title/loan. Actually, I was the primary signer, he was secondary. We have now split up, and vehicle is with me. I have been making the payments. How can I get his name off of title/loan and how can I get the second set of car keys from him (legally)? He refuses to give me keys.

Answer:

You can contact the lender to see if you can assume the loan and have the title transferred solely to your name. This process typically involves proving your ability to make payments on your own. Alternatively, you might ask your ex-fiancé to buy out his share of the vehicle. Since he is still on the title, he retains rights to the car.

Regarding the keys, if he refuses to return them, you may need to consider legal options, such as a demand letter or small claims court, to retrieve them.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Yes, a car loan can be in one person's name while the vehicle is registered in another's name. This situation often occurs with co-signers or when one person finances the car but the other is listed on the title. However, both parties may have legal rights and responsibilities regarding the vehicle, including payment obligations and ownership rights.