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Judgments
How long does a civil judgement go against your credit?

How long does a civil judgement go against your credit?

Q: How long can a judgment stay on your credit report?

A judgment can stay on your credit report for up to seven years. This period starts from the date the judgment is entered. If the statute of limitations for the debt is longer than seven years, the judgment may remain until that time expires.

Q: Does a judgment fall off after 7 years?

Yes, a judgment typically falls off your credit report after seven years from the date it was entered. However, if the statute of limitations for the debt is longer, the judgment may remain until that time expires.

Q: How long does a creditor have to collect a debt after judgment?

After a judgment is entered, a creditor typically has a certain period to collect the debt, which varies by state. This period is often referred to as the statute of limitations for enforcing the judgment, which can range from 5 to 20 years depending on state law.

Q: How long will a judgment remain on a credit profile?

A judgment will remain on your credit profile for up to seven years from the date it was recorded. If the statute of limitations for the underlying debt is longer than seven years, the judgment may remain until that statute expires.

Full question:

If a judgement is made by to court against someone, how long does it stay on the books and/or when can it be taken off of someone's credit report?

Category: Judgments
Date: 04/07/2025
State: Georgia

Answer:

Information about a lawsuit or an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Can judgments be removed from my credit report?

Yes, judgments can be removed from your credit report under certain circumstances. If you pay off the judgment, you can request that the credit bureaus update your report to reflect the payment. Additionally, if the judgment is older than seven years, it should automatically fall off your report. However, you may need to ensure that the credit bureaus have accurate records.

How long can a judgment stay on your credit report?

Does a judgment fall off after 7 years?

What happens after you pay off a judgment?

After you pay off a judgment, the creditor should file a satisfaction of judgment with the court, indicating that the debt has been settled. You can then request that the credit bureaus update your report to show that the judgment has been satisfied, although the judgment itself may still remain on your report for up to seven years.