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Are there any time limits to cashing a certified check in Texas?

Are there any time limits to cashing a certified check in Texas?

Full question:

I was given a certified check by my brother in 2004, which I have not cashed. Are there any laws pertaining to time limits for cashing certified checks in Texas?

Category: Debts and Credit
Date: 04/07/2025
State: Texas

Answer:

Please see the information at the following links:

http://tlo2.tlc.state.tx.us/statutes/docs/BC/content/htm/bc.001.00.000004.00.htm#4.111.00

http://www.bankersonline.com/operations/gc_uccandchecks.pdf

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Does a certified check expire?

A certified check does not have a specific expiration date. However, banks may consider checks stale-dated after six months. This means they might refuse to cash it if it is older than that. It's best to cash certified checks promptly to avoid any complications.

What happens if a certified check is never cashed?

How long is a certified check good for?

Can I cash a 20 year old check?

Can I cash a cashier's check from 2 years ago?

What is the statute of limitations on a check?

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