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Can I file bankruptcy without an attorney and what are the costs involved?

Can I file bankruptcy without an attorney and what are the costs involved?

Q: Which bankruptcy clears all debt without paying?

Chapter 7 bankruptcy can potentially clear most unsecured debts without requiring repayment. However, certain debts, like student loans, child support, and some taxes, are generally not dischargeable. It's crucial to evaluate your specific debts and consult a legal resource for guidance on eligibility and the process.

Full question:

Can I file bankruptcy on my own or do I need an attorney? How much will it cost me?

Category: Bankruptcy
Date: 04/07/2025
State: Washington

Answer:

You can file for bankruptcy without an attorney, but due to the complexity of laws and procedures, it's advisable to hire one. Bankruptcy fees vary, but many attorneys regularly handle these cases and offer reasonable rates. Users can search for state-specific legal templates at .

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

How much does it cost to file bankruptcy without a lawyer?

Filing for bankruptcy without a lawyer typically involves court fees, which can range from $300 to $400, depending on the type of bankruptcy. Additionally, you may incur costs for credit counseling and other required services. While you can save on attorney fees, it's important to consider the potential costs of mistakes that could arise from navigating the process alone.

How much do you pay monthly for bankruptcies?

Monthly payments during bankruptcy depend on the type of bankruptcy filed. For Chapter 13, you may pay a set amount based on your repayment plan, which can last three to five years. The total amount varies based on your income, debts, and expenses. It's essential to create a budget that reflects your financial situation during this period.