Full question:
I am 17 years old living alone in the state of Washington. I had signed a written obligation and had taken a loan for my higher studies. However, I was not prompt in repaying the loan. Is the written obligation signed by me enforceable as I was a minor at the time of availing the loan?
- Category: Minors
- Subcategory: Age of Majority
- Date:
- State: Washington
Answer:
In Washington, if a minor has signed a written obligation in consideration of an educational loan then such written obligation will be enforceable, if prior to the making of the educational loan the educational institution that is giving the educational loan to the minor, has certified in writing that the minor is enrolled, or has been accepted for enrollment.The relevant statutory provisions in this regard are stated below.
Rev. Code Wash. (ARCW) § 26.28.010 reads:
“Except as otherwise specifically provided by law, all persons shall be deemed and taken to be of full age for all purposes at the age of eighteen years.”
Rev. Code Wash. (ARCW) § 26.30.020 reads:
“Any written obligation signed by a minor sixteen or more years of age in consideration of an educational loan received by him or her from any person is enforceable as if he or she were an adult at the time of execution, but only if prior to the making of the educational loan an educational institution has certified in writing to the person making the educational loan that the minor is enrolled, or has been accepted for enrollment, in the educational institution.”
This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.
