Full question:
I am 17 years old living alone in the state of Washington. I had signed a written obligation and had taken a loan for my higher studies. However, I was not prompt in repaying the loan. Is the written obligation signed by me enforceable as I was a minor at the time of availing the loan?
- Category: Minors
- Subcategory: Age of Majority
- Date:
- State: Washington
Answer:
In Washington, a minor's written obligation for an educational loan can be enforceable under certain conditions. Specifically, if the minor is sixteen years or older and the educational institution has certified in writing that the minor is enrolled or accepted for enrollment before the loan was made, then the obligation is enforceable as if the minor were an adult. This is outlined in Rev. Code Wash. (ARCW) § 26.30.020.
Additionally, according to Rev. Code Wash. (ARCW) § 26.28.010, individuals are generally considered to be of full age for legal purposes at eighteen years old, but there are exceptions for educational loans.
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