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Can Survivor Benefits Be Renewed After Children Become Adults?

Can Survivor Benefits Be Renewed After Children Become Adults?

Full question:

I am 51 and currently unemployed. My late husband provided benefits until my children were of age. Since I have no job, is there any way that I could reapply for death benefits?

Category: Social Security
Date: 04/07/2025
State: Louisiana

Answer:

If you no longer have children in your care, then the only way you may receive survivor benefits prior to age 60 would be if you are disabled. You may get assistance for determining the amount of benefits you are eligible to receive by calling the SSA at the following number:

1-800-772-1213

Please see the information at the following links:

http://www.socialsecurity.gov/pubs/10084.html
http://www.socialsecurity.gov/pubs/10077.html
http://www.socialsecurity.gov/survivorplan/ifyou.htm

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Is there any government help for widows?

Yes, widows may be eligible for various forms of government assistance, including Social Security survivor benefits. If your spouse was receiving Social Security, you might qualify for benefits based on their work record. Additionally, some states offer financial assistance programs for widows and their dependents. It's advisable to contact the Social Security Administration or your local social services office for specific information regarding your eligibility.

What percentage of spouse's Social Security does a widow get?

A widow can receive up to 100% of the deceased spouse's Social Security benefit if they wait until their full retirement age. If claimed earlier, the benefit may be reduced. The exact percentage depends on the age at which benefits are claimed and the deceased spouse's earnings record. For personalized information, consult the Social Security Administration.

What am I entitled to if my husband died?

If your husband passed away, you may be entitled to survivor benefits through Social Security, which can provide monthly payments based on his earnings record. Additionally, you may qualify for a one-time death benefit payment. It's important to check with the Social Security Administration for details specific to your situation.

How much Social Security does a wife get if her husband dies?

A wife may receive Social Security survivor benefits equal to up to 100% of her deceased husband's benefit if she claims at her full retirement age. If she claims earlier, the amount may be reduced. The specific benefit amount depends on her husband's earnings record. For exact figures and options, it's best to consult the Social Security Administration.

What benefits do I get if my husband passed away?

If your husband has passed away, you may be eligible for Social Security survivor benefits, which can provide financial support based on his earnings. You may also qualify for a one-time death benefit and possibly other assistance programs depending on your state. Contact the Social Security Administration for detailed guidance tailored to your circumstances.

Who qualifies for spousal survivor benefits?

Spousal survivor benefits are available to widows or widowers who were married to the deceased spouse for at least nine months before their death. You must also be at least 60 years old, or 50 if you are disabled, to qualify for these benefits. Eligibility can vary based on specific circumstances, so it's advisable to check with the Social Security Administration for personalized information.