How Do I File an Answer to a Complaint Filed By a Bank?

Full question:

I have had A lawsuit filed against me and need to respond to the complait. What form do I need?Where do I get them. The defendant is A bank

  • Category: Civil Actions
  • Subcategory: Summons
  • Date:
  • State: Washington

Answer:

It is important to file a proper response and/or motion after receiving a summons to avoid having a default judgment entered on your records. A "default judgment" may be rendered against a party if it is the result of a party's failure to take a necessary step in the action within the proper time; this generally means a failure to plead or otherwise defend within the time allowed. Since, under rules of procedure, allegations not specifically denied are deemed admitted, failure to file a responsive pleading will generally result in the entry of a default judgment against the defendant. When a complaint is filed and the defendant fails to file an answer within the applicable time period, a default judgment may be entered against the defendant.

An answer is a legally sufficient response to the allegations that have been alleged against you in the complaint. The answer will generally either admit or deny each claim made by paragraph, or state an inability to admit or deny for lack of knowledge. Defenses may also be raised. A counterclaim or cross-claim may also be asserted. A certificate or proof of service is attached to show a copy was served to the other party(ies).

 

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

To respond after being sued, you must file a document called an 'answer' with the court. In your answer, you should admit or deny the claims made against you. It's important to do this within the time frame specified in the lawsuit to avoid a default judgment. You may also include any defenses or counterclaims. Make sure to serve a copy of your answer to the other party, along with a certificate of service.