Full question:
I RESIDED IN SUSQHANNA PENNSYLVANIA, I HAD A FELLOW SUE ME OVER A GUN. HE LOST THE CASE THEN APPEALED IT. WE WENT BEFORE A PANEL OF 3 JUDGES WHO AWARDED ME THE GUN AND HIM $783.00. I PAID HIM AND HAVE RECEIPT OF PAYMENT. HE THEN DISAPPEARED NOT TAKING THE JUDGMENT OFF. WE CANNOT LOCATE HIM. IS THERE ANYTHING WE CAN DO, AS IT IS SHOWING UP IN OUR CREDIT RATING?
- Category: Judgments
- Date:
- State: California
Answer:
You can request the court to enter a satisfaction of judgment, which acknowledges that the judgment has been paid in full. If the judgment still appears on your credit report after this, you can dispute it as inaccurate. Under the Fair Credit Reporting Act, the credit reporting agency must investigate and correct any incorrect information. If they find the information is inaccurate, they must delete it from your report. If the investigation does not resolve your dispute, you can ask to include your statement about the dispute in your credit file.
According to Pennsylvania law, if a judgment debtor has fully paid a judgment, anyone interested can request the entry of satisfaction by filing a written request with the magisterial district judge who issued the judgment. This request must be served to the judgment creditor. The creditor is then required to enter the satisfaction within ninety days of being served (Rule 341).
This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.