Can I sue my landlord for not notifying the court about a settled judgment?

Full question:

I was sued by a previous landlord. We ended up settling out of court, but my previous landlord never notified the courts that debt was settled. When I went to refinance my home I found out there is a judgement on my credit report. Can I sue him for not notifying the courts we settled or for bleming my credit unlawfully? I've already filed a motion to satisfy judgement, but I filed it over a month ago and the judge still hasn't signed of on this. Very frustrated. Do I have any legal rights here?

  • Category: Debts and Credit
  • Subcategory: Credit Repair
  • Date:
  • State: Missouri

Answer:

If you requested your landlord to file a satisfaction of judgment and they did not do so in a reasonable time, they may be responsible for your court costs and attorney fees.

If there is incorrect information on your credit report, you should:

  • Contact both the credit reporting agency (CRA) and the information provider.
  • Notify the CRA in writing about the inaccurate information.

Under the Fair Credit Reporting Act (FCRA), the information provider must investigate and report the results to the CRA. If the information is found to be incorrect, it must be corrected across all nationwide CRAs. If your dispute isn't resolved, you can request that your statement about the dispute be included in your file. A notice of your dispute must accompany any reports of the negative item.

Erroneous information verified as incorrect must be removed from your credit report after a dispute. If unverified information exists, it must be deleted. However, if a party is recorded as liable for a debt and defaults in payment, the default is unlikely to be deemed erroneous unless the creditor knew the party was no longer liable.

According to Missouri law (Mo. Stat. § 511.620), if someone refuses to acknowledge satisfaction of a judgment after a reasonable request, you can apply to the court to have it recorded, and you may recover costs from the refusing party.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

In Connecticut, you can sue your landlord for various reasons, including failure to make necessary repairs, violating the lease agreement, or failing to return your security deposit. If your landlord has caused you financial harm, such as through unlawful eviction or discrimination, you may also have grounds for a lawsuit. It's essential to document your claims and seek legal advice to understand your rights and options.