How do I get a copy of a misplaced deed?

Q: Does a deed have to be recorded to be valid in Michigan?

In Michigan, a deed does not have to be recorded to be valid. However, recording is essential for protecting the owner's rights against claims from third parties. If a deed is not recorded, it may be difficult to prove ownership, especially in disputes or when selling the property.

Q: How do I get a copy of my house deed in Michigan?

To obtain a copy of your house deed in Michigan, visit the local county register of deeds office where the property is located. You can request a certified copy of the recorded deed, which is often available for a nominal fee. It's a straightforward process, and the staff can assist you with any necessary forms.

Q: How do you get a copy of a lost deed?

If you have lost a deed, you can obtain a copy by contacting the local register of deeds office where the property is recorded. Provide them with the property details, and they can assist you in retrieving a certified copy of the deed. There may be a small fee for this service.

Q: What happens if you lose the deed to your house?

If you lose the deed to your house, you can still prove ownership through other means, such as tax records or title insurance. To officially replace it, contact the local register of deeds office to request a certified copy of the recorded deed. This copy will serve as your official document of ownership.

Full question:

My father has misplaced the deed to his home. He lives in Detroit, MI. I am inquiring as to how to go about getting a copy of the deed and how much this will cost.

Category: Real Property
Subcategory: Deeds
Date: 04/07/2025
State: Michigan

Answer:

The deed should be recorded and you should be able to get a copy of the recorded deed. You can contact the register of deeds office to obtain information on how to get a certified copy, which can stand as the original. See The Wayne County Site at http://www.waynecounty.com/register/default.htm

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

What is the risk taken by not recording a deed?

Not recording a deed can lead to several risks. Primarily, it may create disputes over property ownership, as unrecorded deeds are not publicly recognized. This means that if someone else claims ownership or a creditor places a lien, it could complicate your father's rights to the property. Additionally, without recording, it may be difficult to prove ownership in legal situations, such as selling the property or securing a loan.

What happens if a deed is not recorded in Michigan?

If a deed is not recorded in Michigan, it remains valid between the parties involved but may not be enforceable against third parties. This means that other potential buyers or creditors may not recognize the ownership claim, leading to possible disputes. It's advisable to record the deed to protect ownership rights and avoid complications.