Understanding Substantial Underrepresentation in Business Credit and Assistance

Definition & Meaning

Substantial underrepresentation refers to a significant disparity in the participation of women-owned small businesses (WOSBs) in federal contracting. Specifically, it is defined as a disparity ratio between 0.0 and 0.5. This ratio is calculated by dividing the share of federal prime contract dollars awarded to WOSBs by their share of total business receipts. A lower ratio indicates a higher level of underrepresentation.

Table of content

Real-world examples

Here are a couple of examples of abatement:

For instance, if women-owned businesses receive $100 million in federal contracts while their total business receipts are $500 million, the disparity ratio would be 0.2, indicating substantial underrepresentation.

(Hypothetical example) If a state reports that only 10 percent of its federal contracts go to WOSBs, while WOSBs represent 30 percent of total business receipts, this would also indicate substantial underrepresentation.

Comparison with related terms

Term Definition
Underrepresentation A general term indicating that a group has less representation than expected, without specific metrics.
Disparity A broader term that refers to any significant difference in outcomes between groups, not limited to federal contracting.
Women-Owned Small Business (WOSB) A business that is at least 51 percent owned and controlled by one or more women.

What to do if this term applies to you

If you believe your business is affected by substantial underrepresentation, consider the following steps:

  • Review your business's federal contract awards and total receipts to assess your disparity ratio.
  • Explore eligibility for SBA programs and resources designed for women-owned businesses.
  • Utilize US Legal Forms to find templates and resources that can assist you in applying for federal contracts.
  • If you encounter complexities, consider consulting with a legal professional for tailored advice.

Quick facts

Attribute Details
Disparity Ratio 0.0 to 0.5
Relevance Federal contracting and small business assistance
Key Regulation 13 CFR 127.102

Key takeaways

Frequently asked questions

The disparity ratio helps determine whether women-owned businesses are underrepresented in federal contracting, influencing eligibility for assistance programs.