What is a Statutory Warranty Deed and How Does It Protect You?

Definition & Meaning

A statutory warranty deed is a legal document used to transfer ownership of real property in certain states. It serves as a simplified version of a traditional warranty deed. This type of deed includes standard title guarantees by default, meaning the seller (grantor) implicitly assures the buyer (grantee) of the title's validity without needing to explicitly state each guarantee. Essentially, it provides a level of protection to the buyer regarding the ownership of the property.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A homeowner in Washington sells their property using a statutory warranty deed. By doing so, they assure the buyer that they own the property outright and that there are no liens against it.

Example 2: A couple purchases a new home with a statutory warranty deed, confident that the seller has provided all necessary assurances regarding the title (hypothetical example).

State-by-state differences

State Key Differences
Washington Implied covenants include ownership and freedom from encumbrances.
California Statutory warranty deeds may not be as common; specific language is often required.
Texas Different types of deeds may be used; statutory warranty deeds are less common.

This is not a complete list. State laws vary and users should consult local rules for specific guidance.

What to do if this term applies to you

If you are involved in a property transaction that requires a statutory warranty deed, consider using templates from US Legal Forms to ensure compliance with state laws. If the situation is complex or if you have specific questions, consulting a legal professional may be beneficial.

Quick facts

  • Typical fees for preparing a statutory warranty deed vary by state and provider.
  • Jurisdiction: Varies by state; consult local laws for specifics.
  • No penalties for using a statutory warranty deed, but improper execution can lead to legal issues.

Key takeaways

Frequently asked questions

A statutory warranty deed includes implied covenants by default, while a regular warranty deed may require explicit statements of these guarantees.