What is a Principal Underwriter? A Comprehensive Legal Overview

Definition & Meaning

A principal underwriter is a type of underwriter involved in the sale and distribution of securities for investment companies, excluding closed-end companies. This role includes purchasing securities directly from the company or having the contractual right to buy them for distribution. Additionally, a principal underwriter may act as an agent, selling these securities to dealers or the public. For closed-end companies, a principal underwriter is defined as one who has a direct contract with the issuer or helps form an underwriting syndicate, and may receive a higher commission than other underwriters involved in the same distribution.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A financial firm acts as a principal underwriter for a new mutual fund, purchasing shares directly from the fund to sell to investors.

Example 2: A principal underwriter collaborates with several other firms to create an underwriting syndicate for a large public offering (hypothetical example).

Comparison with related terms

Term Definition Difference
Underwriter A person or entity that assesses and assumes the risk of issuing securities. Principal underwriters specifically purchase and sell securities directly, while underwriters may only assess risk.
Syndicate A group of underwriters that work together to sell securities. A principal underwriter may lead or form a syndicate but is not synonymous with it.

What to do if this term applies to you

If you are considering engaging a principal underwriter for a securities offering, it is advisable to:

  • Consult with a financial advisor or legal professional to understand the implications.
  • Explore US Legal Forms for templates related to underwriting agreements.
  • Ensure compliance with SEC regulations and state laws regarding securities.

Quick facts

  • Role: Principal underwriter in securities distribution.
  • Commission: May receive higher rates than other underwriters.
  • Legal Framework: Governed by federal securities laws.

Key takeaways

Frequently asked questions

A principal underwriter directly purchases and sells securities, while a regular underwriter may only assess the risks involved.