Understanding the Jensen Index: A Key Metric for Investment Performance

Definition & Meaning

The Jensen Index, also known as Jensen's alpha, is a financial metric that evaluates the performance of investment managers by adjusting for the level of risk taken. It is based on the Capital Asset Pricing Model (CAPM), which helps determine if an investment manager has achieved returns that exceed what would be expected given the risk involved. The formula for calculating the Jensen Index is:

Jensen Index = Portfolio Return - [Risk-free Return + (Market Return - Risk-free Return) * Beta]

A higher Jensen Index indicates a strong return relative to the risk, while a lower or negative value suggests underperformance.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: An investment manager has a portfolio return of 12%, a risk-free return of 2%, a market return of 10%, and a beta of 1.5. Using the Jensen Index formula, the calculation shows that the manager has outperformed the market, resulting in a positive Jensen Index.

Example 2: A different manager has a portfolio return of 6%, with the same risk-free return and market return, but a beta of 1.2. The resulting Jensen Index is negative, indicating that the manager has underperformed relative to the risk taken. (hypothetical example)

Comparison with related terms

Term Definition Key Differences
Sharpe Ratio A measure of risk-adjusted return that compares excess return to volatility. Focuses on total risk rather than just systematic risk.
Treynor Ratio A measure of return per unit of risk, using beta as the risk measure. Similar to Jensen Index but emphasizes systematic risk only.

What to do if this term applies to you

If you are evaluating an investment manager's performance, consider calculating the Jensen Index to understand how well they are managing risk. If you suspect underperformance or mismanagement, you may want to consult with a financial advisor or legal professional. Additionally, US Legal Forms offers templates that can assist you in documenting any disputes or agreements related to investment management.

Quick facts

  • Purpose: Evaluate investment performance adjusted for risk.
  • Formula: Portfolio Return - [Risk-free Return + (Market Return - Risk-free Return) * Beta]
  • High Index: Indicates strong performance relative to risk.
  • Low Index: Indicates poor performance relative to risk.

Key takeaways

Frequently asked questions

A negative Jensen Index indicates that an investment manager has underperformed relative to the risk taken.