Internal Fraud: What It Is and How It Affects Your Organization

Definition & Meaning

Internal fraud is a type of deceitful activity carried out by individuals within an organization, aimed at defrauding the organization itself. This can involve actions such as intentionally failing to report transactions, conducting unauthorized transactions, or misrepresenting financial positions. The primary goal of internal fraud is to misappropriate assets or bypass company regulations and policies.

There are two main categories of internal fraud:

  • Embezzlement: This involves the direct theft of cash or assets from the organization.
  • Identity theft: This occurs when an employee misuses a customer's personal information for profit.

Table of content

Real-world examples

Here are a couple of examples of abatement:

Example 1: An employee at a retail company alters sales records to pocket cash from transactions that are not reported to the management.

Example 2: A bank employee uses a customer's personal information to open unauthorized accounts and withdraw funds (hypothetical example).

State-by-state differences

Examples of state differences (not exhaustive):

State Key Differences
California Stricter penalties for identity theft.
New York Specific laws regarding employee theft in financial institutions.
Texas Defined thresholds for felony charges related to fraud.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Key Differences
Fraud General term for deceitful practices. Internal fraud specifically involves employees within an organization.
Theft Taking someone else's property without permission. Internal fraud may involve complex schemes beyond simple theft.

What to do if this term applies to you

If you suspect internal fraud within your organization, consider the following steps:

  • Document any suspicious activities or transactions.
  • Report your findings to your management or human resources department.
  • Consult with legal professionals if necessary to understand your rights and options.

For assistance, explore US Legal Forms' templates for reporting fraud or pursuing legal action.

Quick facts

Attribute Details
Common Types Embezzlement, identity theft
Potential Penalties Fines, imprisonment, restitution
Legal Areas Civil, criminal

Key takeaways

Frequently asked questions

Document your findings and report them to management or HR. Legal consultation may also be beneficial.