Freeriding (Underwriting): What You Need to Know About This Illegal Practice

Definition & Meaning

Freeriding refers to two illegal practices in the context of securities trading. First, it involves a member of an underwriting syndicate withholding a portion of a new securities issue and later selling it at a higher price. Second, it describes the act of purchasing a stock and selling it before the payment for that stock is completed. Both activities are prohibited by the Securities and Exchange Commission (SEC) and the National Association of Securities Dealers (NASD).

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A broker buys shares of a newly issued stock and sells them on the same day without having paid for the shares. This practice is considered freeriding and is illegal.

Example 2: An underwriting syndicate member holds back a portion of a new stock offering and later sells it at a profit. This action violates SEC regulations. (hypothetical example)

Comparison with related terms

Term Definition Key Differences
Freeriding Illegal practice of selling securities before payment is made. Involves both withholding securities and selling before payment.
Short Selling Borrowing and selling securities with the intention of buying them back at a lower price. Legitimate trading strategy, not illegal unless done with fraudulent intent.
Insider Trading Buying or selling securities based on non-public information. Illegal practice focused on information asymmetry, distinct from freeriding.

What to do if this term applies to you

If you suspect that you are involved in a freeriding situation, it is essential to cease any related transactions immediately. Consult a financial advisor or legal professional to understand the implications and potential penalties. Additionally, US Legal Forms offers templates that can help you navigate securities transactions legally and effectively.

Quick facts

  • Typical Fees: Varies by brokerage firm.
  • Jurisdiction: Federal regulations apply across the United States.
  • Possible Penalties: Fines, sanctions, or revocation of trading licenses.

Key takeaways