Contracts Cover: A Comprehensive Guide to Your Legal Protections

Definition & Meaning

In the context of contracts, "cover" refers to the actions a buyer may take to reduce their losses when a seller breaches a contract. This typically occurs when a seller fails to deliver goods as agreed. To mitigate damages, the buyer can purchase substitute goods. However, the buyer must act in good faith and avoid unreasonable attempts to find replacements. If the buyer successfully covers, they can claim damages equal to the difference in cost between the original contract and the substitute goods, along with any incidental or consequential damages, minus any savings from the breach.

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Real-world examples

Here are a couple of examples of abatement:

For instance, if a buyer contracts to purchase 100 widgets for $1,000, but the seller fails to deliver, the buyer might purchase 100 similar widgets from another seller for $1,200. In this case, the buyer can claim $200 in damages, plus any additional costs incurred due to the delay (hypothetical example).

State-by-state differences

State Key Differences
California Allows for broader interpretations of good faith in cover actions.
New York Requires buyers to demonstrate that their cover attempts were reasonable.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition
Mitigation The obligation to minimize losses after a breach, which includes cover.
Breach of Contract The failure of a party to fulfill their contractual obligations.

What to do if this term applies to you

If you find yourself in a situation where a seller has breached a contract, consider taking the following steps:

  • Document the breach and any communications with the seller.
  • Make reasonable efforts to purchase substitute goods in good faith.
  • Keep records of all expenses related to the cover.
  • Consult legal templates from US Legal Forms for guidance on filing a claim for damages.
  • If the situation is complex, seek professional legal assistance.

Quick facts

  • Typical damages: Difference in cost between contract and substitute goods.
  • Jurisdiction: Varies by state under UCC guidelines.
  • Possible penalties: May include additional damages for bad faith actions.

Key takeaways