Understanding the Civil Rights Act of 1968: A Landmark in Housing Equality

Definition & Meaning

The Civil Rights Act of 1968, commonly referred to as the Fair Housing Act, is a federal law designed to eliminate discrimination in housing. This law prohibits unfair treatment in the sale, rental, and financing of housing based on race, color, sex, national origin, or religion. It aims to ensure that individuals in these protected classes have the right to rent or purchase residential properties, including in areas that were previously segregated. The enforcement of this act is managed by the Department of Housing and Urban Development (HUD).

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Real-world examples

Here are a couple of examples of abatement:

Example 1: A landlord refuses to rent an apartment to a qualified tenant because of their race. The tenant can file a complaint with HUD under the Fair Housing Act.

Example 2: A mortgage lender denies a loan application based solely on the applicant's national origin. The applicant can challenge this decision as a violation of the Civil Rights Act of 1968. (hypothetical example)

State-by-state differences

State Additional Protections
California Includes protections against discrimination based on sexual orientation and gender identity.
New York Offers protections against discrimination based on marital status and age.
Illinois Includes protections for housing discrimination based on sexual orientation and military status.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition
Fair Housing Act The same as the Civil Rights Act of 1968, focusing specifically on housing discrimination.
Equal Credit Opportunity Act Prohibits discrimination in credit transactions, including mortgage loans, but is broader in scope than housing alone.

What to do if this term applies to you

If you believe you have experienced housing discrimination, you should document your experiences and file a complaint with HUD. You can also explore US Legal Forms for templates to help you navigate the process of filing your complaint. If your situation is complex, consider seeking assistance from a legal professional.

Quick facts

  • Typical fees: Filing a complaint with HUD is free.
  • Jurisdiction: Federal law applicable nationwide.
  • Possible penalties: Fines, damages, and potential changes to housing policies for violators.

Key takeaways

Frequently asked questions

Discrimination based on race, color, sex, national origin, and religion is prohibited.