Understanding Chapter 15 (Bankruptcy): A Guide to Cross-Border Insolvency

Definition & Meaning

Chapter 15 of Title 11 in the United States Code is a section of the bankruptcy code that addresses cross-border insolvency. It was introduced by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 and aligns U.S. law with the Model Law on Cross-Border Insolvency developed by the United Nations Commission on International Trade Law (UNCITRAL) in 1997. The main goal of Chapter 15 is to provide a framework for handling insolvency cases that involve multiple countries, ensuring that the interests of debtors and creditors are protected across borders.

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Real-world examples

Here are a couple of examples of abatement:

One example of Chapter 15 in action is when a company based in Canada files for insolvency. If this company has assets or creditors in the United States, it can seek recognition under Chapter 15 to manage its U.S. assets and obligations effectively. This allows the Canadian bankruptcy proceedings to be coordinated with U.S. laws and courts.

(hypothetical example) A business operating in multiple countries faces financial difficulties and files for bankruptcy in its home country. By utilizing Chapter 15, the business can ensure that its U.S. operations are handled in a way that respects both U.S. and foreign laws.

Comparison with related terms

Term Definition Key Differences
Chapter 7 Bankruptcy A liquidation bankruptcy for individuals and businesses. Focuses on asset liquidation, not cross-border issues.
Chapter 11 Bankruptcy A reorganization bankruptcy primarily for businesses. Allows for restructuring debts, unlike Chapter 15's focus on international cases.

What to do if this term applies to you

If you are involved in a cross-border insolvency case, consider consulting with a legal professional who specializes in international bankruptcy law. You can also explore the legal templates available through US Legal Forms to assist in managing your situation effectively.

Quick facts

  • Effective Date: October 17, 2005
  • Jurisdiction: United States federal courts
  • Key Objective: Facilitate international cooperation in insolvency cases
  • Primary Users: Foreign representatives of debtors

Key takeaways

Frequently asked questions

Chapter 15 is a section of the U.S. bankruptcy code that deals with cross-border insolvency cases.