What is a Beneficiary (Probate)? A Comprehensive Guide

Definition & Meaning

A beneficiary is a person, institution, or entity that is entitled to receive benefits from a will, trust, insurance policy, retirement plan, annuity, or other contractual agreements. Typically, a beneficiary is someone who inherits assets under a will. According to the Uniform Probate Code, a beneficiary can have present or future interests, whether vested (secured) or contingent (dependent on certain conditions). This term also encompasses individuals who acquire interests through assignments or transfers.

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Real-world examples

Here are a couple of examples of abatement:

Example 1: Sarah is named as a beneficiary in her grandmother's will, which entitles her to receive a portion of the estate after her grandmother's passing.

Example 2: John has designated his children as beneficiaries on his life insurance policy, ensuring they receive the policy's benefits upon his death. (hypothetical example)

State-by-state differences

Examples of state differences (not exhaustive):

State Variation
California Beneficiaries must be clearly identified in the will to avoid disputes.
New York State laws allow for the appointment of contingent beneficiaries.

This is not a complete list. State laws vary, and users should consult local rules for specific guidance.

Comparison with related terms

Term Definition Difference
Heir A person legally entitled to inherit property under intestacy laws. Beneficiaries are designated in a will or trust, while heirs inherit by law.
Trustee A person or institution that manages a trust on behalf of the beneficiaries. Trustees have a fiduciary duty to manage assets, whereas beneficiaries receive benefits.

What to do if this term applies to you

If you are named as a beneficiary, review the relevant documents, such as the will or trust, to understand your rights. You may want to consult with a legal professional for guidance. Additionally, you can explore US Legal Forms for templates that can help you manage claims or distributions effectively.

Quick facts

  • Beneficiaries can be individuals or entities.
  • Types of benefits include assets from wills, trusts, and insurance policies.
  • Rights of beneficiaries can vary by state.

Key takeaways