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Can a rent to own furniture company charge me with theft if I refuse to return items?

Can a rent to own furniture company charge me with theft if I refuse to return items?

Q: What should I do if a rent-to-own company threatens me?

If a rent-to-own company threatens you, document all communications and remain calm. You can express your intention to resolve the matter, especially if you are filing for bankruptcy. Consider seeking legal assistance to understand your rights and options, as threats can sometimes be considered harassment.

Q: Is it illegal to keep rent-to-own items during bankruptcy?

Keeping rent-to-own items during bankruptcy can be complex. Generally, you must return items to the company unless they are included in your bankruptcy repayment plan. Consult with a bankruptcy attorney to understand how to handle these items properly and ensure compliance with the law.

Q: What are my rights with a rent-to-own agreement?

Your rights under a rent-to-own agreement typically include the right to use the items as long as you make payments. If you face financial difficulties, you may have options like negotiating payment plans or including the debt in bankruptcy. Review your contract and consult a legal professional for specific guidance.

Full question:

Can a rent to own furniture company charge me with theft if I refuse to return items that I had been making payments on for several months (at $400 per month)? I am in the process of filing a chapter 13 bankruptcy and figured I would add this debt to my re-payment plan but the company has threatened to report the property stolen if I don't return it immediately.

Category: Criminal
Date: 04/07/2025
State: Arizona

Answer:

The threat of criminal charges to intimidate late-paying customers is considered an unscrupulous practice and has resulted in cases being thrown out of court and lawsuits being filed by people jailed as a result.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Can a rent-to-own company take legal action if I stop making payments?

Yes, a rent-to-own company can take legal action if you stop making payments. They may seek to recover the items through civil court or repossession. However, they cannot legally accuse you of theft if you have a rental agreement and are in the process of bankruptcy. It's advisable to communicate with them about your situation and seek legal advice.