Why does my mother-in-law need durable power of attorney if accounts are joint?

Full question:

My father-in law's mental state is beginning to deteriorate due to dementia, why would my mother-in law need durable power of attorney if their bank accounts are joint? She already has a patient advocate for health.

Answer:

Even with a joint account, your mother-in-law may not have the authority to endorse checks that are solely in your father-in-law's name. A durable power of attorney allows her to manage other important matters, such as taxes, insurance, and property sales, which are not covered by joint account ownership.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

The best living situation for someone with dementia often depends on their individual needs and stage of the disease. Options include remaining at home with support, assisted living facilities, or memory care units that specialize in dementia care. It's important to consider safety, social interaction, and access to medical care when making this decision.