Full question:
I received a check from a previous employer. I cashed the check in good faith at a check cashing service. The check was written on January 25th, cashed on January 31st, and deposited by the service on the 2nd of February. A stop payment order was placed on the check. On April 20th the check cashing service drafted a letter stating that I owed them for the amount of the check. The letter was mailed out on May 9th which is 21 days later arriving at my home on the 11th of May. Almost 2 1/2 months have passed since the check was cashed. Do I owe the money or is it my employer who owes the money and how long does a service have to contact me and let me know. I was given 30 days to resolve but it took 21 days to get the letter to me.
- Category: Debts and Credit
- Subcategory: Bad Checks
- Date:
- State: Massachusetts
Answer:
You are primarily responsible for the check cashing arrangement since you cashed the check in good faith. Your employer's obligation regarding the check may need to be handled separately from the check cashing service's claim. The timeframe for the service to contact you is dictated by their policies and agreements. Users can search for state-specific legal templates at .This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.