How Can i Take Overthe Mortgage for My Boyfriend?

Q: How to remove someone from a mortgage loan without refinancing?

Removing someone from a mortgage without refinancing is generally not possible unless the loan is assumable. In such cases, the lender may allow the remaining borrower to take over the loan. Otherwise, refinancing is the standard method to transfer the mortgage solely to one party.

Q: Can I force my ex to take my name off the mortgage?

You cannot legally force your ex to remove your name from the mortgage. However, you can negotiate with them to refinance the mortgage in their name or explore other options. If necessary, consider seeking legal advice to understand your rights and options.

Q: How do I remove my name from my mortgage quitclaim deed?

A quitclaim deed transfers ownership but does not affect the mortgage. To remove your name from the mortgage, you must ensure the mortgage is refinanced in your ex's name or that the loan is assumable. Consult with your lender for specific options available to you.

Full question:

Is there anything that I can do to get my name removed from a mortgage loan that I signed a quit claim deed over to my ex-boyfriend? We live reside in the state of Maryland.

Category: Real Property
Subcategory: Deeds
Date: 04/07/2025
State: Maryland

Answer:

In order to take his name off the mortgage and put your name on it, it would need to be an assumable mortgage. Otherwise, you may need to refinance the property to get the mortgage in your name.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

How do I get my name off a mortgage with my ex?

To remove your name from a mortgage with your ex, the mortgage must be assumable, allowing your ex to take over the payments. If it’s not assumable, your ex may need to refinance the mortgage in their name only. This process typically involves applying for a new loan to pay off the existing one.