Can I transfer blocked life insurance funds to the Philippines?

Full question:

I am a guardian and same time biological father of my own 2 children, I am a widower. I am residing in California right now and we are relocating to the Philippines next year. My wife left them two life insurance and its a blocked acct. setup. Can i transfer the funds to the Philippines before we move or after we get there in the Philippines?

Answer:

The term "blocked account" can refer to different financial situations. In your case, it likely means that the funds are restricted due to probate or other legal requirements. If the account is blocked because it requires action from the probate court handling your wife's estate, you should resolve that before leaving the country.

Regarding transferring funds, some countries impose restrictions on transferring money from domestic accounts, especially if they are in a currency subject to exchange controls. You should check with your local bank or the bank holding the blocked account to understand what is needed to lift the block.

It’s advisable to clarify these matters with your bank before relocating to avoid complications.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Yes, a child can have both a parent and a guardian. In many cases, a guardian is appointed when a parent is unable to care for the child due to various reasons, such as illness or absence. The guardian has legal responsibilities to care for the child, while the parent retains their parental rights unless those rights are legally terminated.