Full question:
Florida, My mother is a minister, she living off of donation of our bible school, she has no salary, no assets. HSBC obtained a judgement for a credit card last year. A request was sent to her by mail for deposition upon oral exam. Does she have to appear? The collection attorneys also sent a Fact Information Sheet. What options does she have?
- Category: Debts and Credit
- Date:
- State: Florida
Answer:
When a court judgment is obtained the winning party is called a judgment creditor and the party ordered to pay is called the judgment debtor. If the judgment remains unpaid, it is possible to conduct an examination of the judgment debtor to determine what assets exist in order to place a lien against assets that may be sold to satisfy the judgment. Wages and other income may also be levied upon.
When a person receives a subpoena for a deposition, the person may be held in contempt of court for failure to appear. If the time is inconvenient, it is possible to call the attorney to reschedule. If the scope of the examination is overly broad, it may be possible to make a motion to the court for a protective order. However, the scope of the examination may ask any questions relevant to the ability to collect the judgment. If your mother has no assets or income, she may be judgment proof, meaning unable to collect payment from.
This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.