Full question:
what happens if you dont show up to court for a credit card issue just need advice
- Category: Civil Actions
- Subcategory: Default Judgment
- Date:
- State: Illinois
Answer:
If you have been served with a civil action regarding a credit card issue, you must appear in court to respond to the claims against you. If you do not show up, the court may issue a default judgment against you.
According to the Illinois Rules of Civil Procedure, you can appear in person or through an attorney on the specified day. Alternatively, you can file a written appearance, answer, or motion before the court date. If you fail to respond and a default judgment is entered, you can request the court to vacate (remove) the judgment. To do this, you must file a Motion to Vacate within thirty days of the judgment date, and there may be a fee for this filing.
A judgment from the Circuit Court of Illinois can be enforced for seven years and renewed for up to twenty years. It may also become a lien on your real property for up to seven years, with a possible extension. The judgment can be enforced against your non-exempt personal property, and wages may be garnished, limited to the lesser of fifteen percent of your gross weekly income or the amount exceeding forty-five times the Federal minimum hourly wage.
This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.