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Can I Opt Out of Social Security and Withdraw My Tax Funds?

Can I Opt Out of Social Security and Withdraw My Tax Funds?

Q: How can I voluntarily stop my Social Security benefits?

To voluntarily stop your Social Security benefits, you must contact the Social Security Administration (SSA) and request to withdraw your application. This can typically be done by calling or visiting your local SSA office. Keep in mind that you will need to repay any benefits received to complete the withdrawal process.

Q: What happens to my Social Security if I live in another country?

If you live outside the U.S., you can still receive your Social Security benefits, but there may be restrictions based on the country you reside in. Some countries may affect the amount you receive or your eligibility. It's essential to check with the SSA for specific rules regarding international payments.

Q: Can I draw Social Security at 32?

No, you cannot draw Social Security benefits at age 32. The earliest age to begin receiving Social Security retirement benefits is 62. If you are looking for disability benefits, you must meet specific criteria, including having a qualifying disability.

Full question:

Am I able to cancel my social security account and withdraw my benefits at age 32? I live permanently outside the US and do not plan to return?

Category: Social Security
Date: 04/07/2025
State: National

Answer:

I'm assuming you're referring to withdrawing benefits paid toward retirement. Retirement benefits cannot be paid out before age 62.

Generally, a person may not opt out of Social Security. Social Security coverage is mandatory. A person cannot withdraw taxes that have paid for Social Security coverage. The law also does not permit a refund of Social Security taxes. The authority for the collection of taxes, including Social Security taxes, is found in the Internal Revenue Code, not the Social Security Act. (See sections 3101(a) and 3102(a) of the Code.)

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Can I stop Social Security once I start?

Yes, you can choose to stop your Social Security benefits after you start receiving them. However, if you stop your benefits, you may not be able to restart them until you reach full retirement age. Additionally, if you withdraw your application, you must repay any benefits you received. It's important to consider your financial situation before making this decision.