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Can I cancel my Social Security account and withdraw benefits at age 32?

Can I cancel my Social Security account and withdraw benefits at age 32?

Q: How can I voluntarily stop my Social Security benefits?

To voluntarily stop your Social Security benefits, you must contact the Social Security Administration (SSA) and request to withdraw your application. This can typically be done by calling or visiting your local SSA office. Keep in mind that you will need to repay any benefits received to complete the withdrawal process.

Q: What happens to my Social Security if I live in another country?

If you live outside the U.S., you can still receive your Social Security benefits, but there may be restrictions based on the country you reside in. Some countries may affect the amount you receive or your eligibility. It's essential to check with the SSA for specific rules regarding international payments.

Q: Can I draw Social Security at 32?

No, you cannot draw Social Security benefits at age 32. The earliest age to begin receiving Social Security retirement benefits is 62. If you are looking for disability benefits, you must meet specific criteria, including having a qualifying disability.

Full question:

Am I able to cancel my social security account and withdraw my benefits at age 32? I live permanently outside the US and do not plan to return?

Category: Social Security
Date: 04/07/2025
State: National

Answer:

Generally, you cannot cancel your Social Security account or withdraw benefits before age sixty-two. Social Security coverage is mandatory, meaning you cannot opt out. Additionally, you cannot receive a refund for the Social Security taxes you have paid. The authority for collecting these taxes is found in the Internal Revenue Code, not the Social Security Act (see sections 3101(a) and 3102(a) of the Code).

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

Can I stop Social Security once I start?

Yes, you can choose to stop your Social Security benefits after you start receiving them. However, if you stop your benefits, you may not be able to restart them until you reach full retirement age. Additionally, if you withdraw your application, you must repay any benefits you received. It's important to consider your financial situation before making this decision.

How can I voluntarily stop my Social Security benefits?

What happens to my Social Security if I live in another country?

Can I draw Social Security at 32?

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