Full question:
<p>In May 2003, I was arrested for a non-violent class A misdemeanor. It was a stupid college prank that clearly backfired. For pleading no contest,I was enrolled in Connecticut's AR(Accelerated Rehabilitation) program, which stipulated that after community service and a probationary period (2 years), my record would be completely expunged. I am now about to apply for my CT Insurance Producer License through the NAIC (Nat'l Assoc. of Insurance Commisioners) and the application asks if I have ever been convicted of a crime, had a judgement withheld or deferred, or are currently charged with a crime. I spent the $25 to run a criminal background check on myself and it said I have no record.</p> <p> Can I legally say 'no' to that question? I know I can with job applications, etc. I'm not sure however if there is somefederal record that I cannot obtain that the insrance commision will pull from or if there is a specific exception regarding an application for a license like this and if there is anyway to still say 'no'?</p>
- Category: Licenses
- Subcategory: Insurance License
- Date:
- State: Connecticut
Answer:
Connecticut law states that if your criminal record has been erased, you are considered to have never been arrested for legal purposes. This means you can legally answer 'no' to questions about past arrests or convictions on applications, including for an insurance license. There are no exceptions in Connecticut law that require you to disclose erased records to an insurance commission. However, if you are involved in a crime or civil action related to that crime, disclosure may be necessary.
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