Does Power of Attorney allow access to my checking account?

Full question:

Does this Power of Attorney language I commonly see draw, accept, endorse or otherwise deal with any checks or other commercial or mercantile instruments for my benefit have to do with my checking account?

Answer:

The language you mentioned typically gives the agent the authority to manage financial transactions, including those related to a checking account, on behalf of the person granting the power of attorney (the principal). This means the agent can withdraw funds from the principal's checking account, endorse checks received by the principal, and write checks that will be paid from the principal's account. Because a power of attorney can grant broad powers, it is crucial to appoint a trusted individual as the agent.

This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.

FAQs

A power of attorney signature typically includes the name of the principal followed by the words 'by' and the name of the agent. It may also state 'Power of Attorney' or 'POA' to clarify the authority being granted. The agent signs on behalf of the principal, indicating their role in managing the principal's affairs.