Full question:
A woman owes a large sum of debt to one of her credit card companies. She is 7 months behind on her payments and is unable to pay anything to the creditor. These events force her creditor to turn her into the collection agency to try and recover the debt that she owes to them. While she has worked out a personal plan to pay the collection agency of the debt she owes, she is constantly being called everyday by the creditors to try and collect on the past dues and late fees she had acquired on her credit card account. Can she put a stop to a debt collector from contacting her?
- Category: Debts and Credit
- Date:
- State: Alabama
Answer:
Yes, you can stop a debt collector from contacting you by writing a letter to the debt collector telling them to stop. Once the debt collector receives the letter, they can no longer contact you again except to say there will be no further contact or to notify you that the debt collector or the creditor intends to take some specific action. Though you have sent the letter to the debt collector, it will not make the debt go away if you do indeed actually owe the debt.
This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.
