Full question:
A woman owes a large sum of debt to one of her credit card companies. She is 7 months behind on her payments and is unable to pay anything to the creditor. These events force her creditor to turn her into the collection agency to try and recover the debt that she owes to them. While she has worked out a personal plan to pay the collection agency of the debt she owes, she is constantly being called everyday by the creditors to try and collect on the past dues and late fees she had acquired on her credit card account. Can she put a stop to a debt collector from contacting her?
- Category: Debts and Credit
- Date:
- State: Alabama
Answer:
Yes, you can stop a debt collector from contacting you by sending them a letter requesting that they cease communication. Once they receive your letter, they are only allowed to contact you again to confirm they will stop or to inform you of specific actions they intend to take regarding the debt. However, sending this letter does not eliminate your obligation to pay the debt if you still owe it.This content is for informational purposes only and is not legal advice. Legal statutes mentioned reflect the law at the time the content was written and may no longer be current. Always verify the latest version of the law before relying on it.